<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.conciseadvicewa.com.au/blog</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-07</lastmod>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/blog/blog-post-four-6t9n9</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cdb0b54755be25d5d92bfb3/1565794519920-7ZV3FNWJON04K3BSJK6A/download.jpeg</image:loc>
      <image:title>Blog - Blog Post Four</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/blog/blog-post-three-d8x77</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cdb0b54755be25d5d92bfb3/1565794488032-9XBL84FW5EFN7IJBCXN9/download+%281%29.jpeg</image:loc>
      <image:title>Blog - Blog Post Three</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/blog/blog-post-two-b5etl</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cdb0b54755be25d5d92bfb3/1565794203166-HK9O5SMXBCPW1RHBM3V5/image-asset.jpeg</image:loc>
      <image:title>Blog - Blog Post Two</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/blog/blog-post-one-9hjzt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5cdb0b54755be25d5d92bfb3/1565794043606-FK1PV2DOU30VI46WWL09/justice-rising-ECHO-AND-EARL-3.jpg</image:loc>
      <image:title>Blog - Blog Post One</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/our-team</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fce1fb54e85dd6b2515e277/1632020294777-INECUVQNPYJ92NNA4G2T/Vince+cropped.jpg</image:loc>
      <image:title>Our Team - Vince Hayes</image:title>
      <image:caption>Principal / Financial Adviser GradDipFinPlan Vince has been working in the financial services industry, both internationally and domestically for over 30 years, spending the last 12 years as a Financial Adviser providing advice to a wide variety of clients. He understands that planning your finances can be daunting, with so many financial products on the market, knowing which one is right for you at each stage of your life can be confusing. He can guide you through this process, helping you to better understand your financial position, your goals and objectives and how you might achieve them, all in an easy and relatable manner. If required, Vince is happy to work with other trusted parties such as accountants, lawyers or other family members, ensuring that everyone is working to achieve a shared outcome. Vince holds a Post Graduate Certificate in Financial Planning and is a member of the Financial Planning Association of Australia holding him to the highest professional and ethical standards.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fce1fb54e85dd6b2515e277/1607730757925-SLP282RAS96SUUWOW8FQ/Rod.png</image:loc>
      <image:title>Our Team - Rod Goswell</image:title>
      <image:caption>Principal / Financial Adviser BScAgr(Hons), GradDipFinPlan(FINSIA) Rod has a passion for helping his clients achieve their long-term goals. Having 40 years’ experience living and working in rural and regional communities, Rod specialises in providing financial advice for regionally based families and businesses. Having clients all over WA, Rod loves nothing better than travelling to meet with them at their home, farm or business. Rod has been working in the financial services industry since 2001 after 20 years in agribusiness. He held positions including Rural Lending Manager (WA) and Financial Planner before establishing Concise Advice in 2019 with business partner Troy Hurren. The success of the business is testament to the strong relationships he develops with his clients. Rod has formal qualifications in both agriculture and financial planning and has worked with literally hundreds of families across Australia. These experiences have given Rod an understanding of, and potential solutions for, the important issues facing rural and regional people.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fce1fb54e85dd6b2515e277/1607730778577-VVIAFIHGI6ZHRGPQZ2UB/Troy.png</image:loc>
      <image:title>Our Team - Troy Hurren</image:title>
      <image:caption>Principal / Financial Adviser Troy has been involved in the financial services industry for over 30 years and has spent the past 20 years as a Financial Adviser providing personalised advice to a wide variety of clients. In 2019 he established Concise Advice with business partner Rod Goswell, with the success of the business a testament to the strong relationships he develops with his clients. He enjoys engaging with clients where they feel most comfortable, whether that be at their home, business or office. He believes all clients deserve to receive expert advice in a clear and concise manner to help them make informed and confident decisions about their financial future. Troy specialises in wealth accumulation and retirement planning and takes great pride in helping clients set, achieve and live their best life before and during retirement. He loves nothing more than listening about the adventures and successes his clients enjoy through good planning and hard work. Troy holds formal qualifications in Financial planning and is an active member of the Financial Planning Association of Australia holding him to the highest professional and ethical standards.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fce1fb54e85dd6b2515e277/1624695417698-RPF1XAXW6SPLPP1BB2SH/AdobeStock_253495828+cropped.jpg</image:loc>
      <image:title>Home - Superannuation</image:title>
      <image:caption>Super is important for you, because the more you save, the more money you will have for your retirement. At Concise Advice we are here to help you maximise your Superannuation in the most tax effective manner to ensure you are building towards a comfortable lifestyle in your retirement.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fce1fb54e85dd6b2515e277/1624695434230-4WLNT6U7TK9GO5E5NWA5/AdobeStock_137773804+cropped.jpg</image:loc>
      <image:title>Home - Personal Insurance</image:title>
      <image:caption>Having adequate life insurance cover provides you and your family with financial protection in the event of unexpected death, illness, injury or a major health catastrophe. Insurance coverage provides you with peace of mind. It aims to remove or reduce the financial stress that inevitably occurs as a result of these events.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fce1fb54e85dd6b2515e277/1630497343434-V0RN5BPHRYPHMVSMJA3M/AdobeStock_198572507+cropped.jpg</image:loc>
      <image:title>Home - Account-Based Pension</image:title>
      <image:caption>Here at Concise Advice we work with our clients to provide tailored advice to ensure you are maximising your retirement benefits be it with an accounts based pension, age pension or a combination of the two to enable our client to live a comfortable retirement.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/account-based-pension</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-09-08</lastmod>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/personal-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-08-18</lastmod>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/superannuation</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-09-16</lastmod>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/about-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-14</lastmod>
  </url>
  <url>
    <loc>https://www.conciseadvicewa.com.au/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-04-14</lastmod>
  </url>
</urlset>

